California’s Medicaid program is called Medi-Cal. Medi-Cal is free or low-cost health benefits for children and adults with limited income resources. Who is eligible? It’s offered to: Children in foster care and former foster youth up to the age of 26 Low-income adults Families with children People with disabilities Families with children People with […]
Should I elect COBRA or enroll in an individual plan?
When you lose job-based insurance, you may be offered COBRA continuation coverage by your former employer. If you’re losing job-based coverage and haven’t signed up for COBRA, learn about your rights and options under COBRA from the U.S. Department of Labor. If you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead. Losing job-based coverage qualifies you for a Special Enrollment Period. This means you have 60 days to enroll in a health plan, even if it’s outside the annual Open Enrollment Period.
I own a business. Can I start a group plan?
Generally, a small employer is defined as an employer employing an average of at least one, but no more than 100 full-time, including full-time equivalent, employees during the preceding calendar year and who employs at least one employee on the first day of the plan year.
Helping You To Deal With The Unexpected
There are several different elements that make up the total cost of health care. When comparing health insurance plans, you should pay attention to each. Premiums. A premium is simply the monthly payment made to the insurance company to keep the policy active. Coinsurance. Coinsurance is the amount that you pay for any service (in […]