Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes plans available through the Health Insurance Marketplace. IMPORTANTThese services are free only when delivered by a doctor or other provider in your plan’s network. Preventive services for all adults, women, and […]
Should I elect COBRA or enroll in an individual plan?
When you lose job-based insurance, you may be offered COBRA continuation coverage by your former employer. If you’re losing job-based coverage and haven’t signed up for COBRA, learn about your rights and options under COBRA from the U.S. Department of Labor. If you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead. Losing job-based coverage qualifies you for a Special Enrollment Period. This means you have 60 days to enroll in a health plan, even if it’s outside the annual Open Enrollment Period.
I own a business. Can I start a group plan?
Generally, a small employer is defined as an employer employing an average of at least one, but no more than 100 full-time, including full-time equivalent, employees during the preceding calendar year and who employs at least one employee on the first day of the plan year.
Helping You To Deal With The Unexpected
JBI can help you understand the benefits of group coverage. You are more likely to receive comprehensive (or full) coverage than if you purchase as an individual on the open market. You are also likely to pay a lower premium than you would by purchasing individual insurance. JBI will help you: Set up guaranteed-issue plans […]