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Health Tips

Anthem no longer offers individual plans in many California counties

Beginning on January 1, 2018, Anthem will offer plans in three regions of Northern California only, which will include Region 1 (Redding/Far North), Region 7 (Santa Clara County), and Region 10 (Stockton/Modesto). The coverage will include an Exclusive Provider Organization (EPO) plan and will be available both on-exchange and off-exchange, and at all metal levels. […]

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When Can I Change My Individual Plan?

You may change or apply for health care coverage during an annual open enrollment period. Outside of the open enrollment period, you can enroll or change your coverage only if you have experienced a situation known as a triggering event. For example, if you get married, have a baby, or lose coverage because you lose […]

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Utilize Services & Health Screenings

Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes plans available through the Health Insurance Marketplace. IMPORTANTThese services are free only when delivered by a doctor or other provider in your plan’s network. Preventive services for all adults, women, and […]

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Group Plans

JBI can help you understand the benefits of group coverage. You are more likely to receive comprehensive (or full) coverage than if you purchase as an individual on the open market. You are also likely to pay a lower premium than you would by purchasing individual insurance. JBI will help you: Set up guaranteed-issue plans […]

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California’s Medicaid program is called Medi-Cal. Medi-Cal is free or low-cost health benefits for children and adults with limited income resources.   Who is eligible? It’s offered to: Children in foster care and former foster youth up to the age of 26 Low-income adults Families with children People with disabilities Families with children People with […]

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Comparing Plans

There are several different elements that make up the total cost of health care. When comparing health insurance plans, you should pay attention to each. Premiums. A premium is simply the monthly payment made to the insurance company to keep the policy active. Coinsurance. Coinsurance is the amount that you pay for any service (in […]

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