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When Can I Change My Individual Plan?

You may change or apply for health care coverage during an annual open enrollment period. Outside of the open enrollment period, you can enroll or change your coverage only if you have experienced a situation known as a triggering event. For example, if you get married, have a baby, or lose coverage because you lose […]

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Group Plans

JBI can help you understand the benefits of group coverage. You are more likely to receive comprehensive (or full) coverage than if you purchase as an individual on the open market. You are also likely to pay a lower premium than you would by purchasing individual insurance. JBI will help you: Set up guaranteed-issue plans […]

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Comparing Plans

There are several different elements that make up the total cost of health care. When comparing health insurance plans, you should pay attention to each. Premiums. A premium is simply the monthly payment made to the insurance company to keep the policy active. Coinsurance. Coinsurance is the amount that you pay for any service (in […]

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