Should I elect COBRA or enroll in an individual plan?

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When you lose job-based insurance, you may be offered COBRA continuation coverage by your former employer. If you’re losing job-based coverage and haven’t signed up for COBRA, learn about your rights and options under COBRA from the U.S. Department of Labor. If you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead. Losing job-based coverage qualifies you for a Special Enrollment Period. This means you have 60 days to enroll in a health plan, even if it’s outside the annual Open Enrollment Period.

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I own a business. Can I start a group plan?

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Generally, a small employer is defined as an employer employing an average of at least one, but no more than 100 full-time, including full-time equivalent, employees during the preceding calendar year and who employs at least one employee on the first day of the plan year.

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When can I apply for Medicare?

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If you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that: Begins 3 months before the month you turn 65 Includes the month you turn 65 Ends 3 months after the month you turn 65

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